In March this year, YourMoney.com reported that there was a 40% increase in the number of people who fell foul of the pension Lifetime Allowance in the 2016/17 tax year, after it was cut in April 2016. Read more to find out how to make your pension last a lifetime. 

In December 2017, the Scottish Government voted to change tax band rules. A move, which for the first time set different tax rates to the rest of the UK, will see higher and additional rates of tax increased.Mike McAnulty, director at Central Investment, outlines the new tax bands, making things a little easier to digest. 

Chancellor Philip Hammond delivered his first Spring Statement on Thursday 13^th March. It started on a fairly positive note, and he promised there is ‘light at the end of the tunnel’, but his announcement didn’t welcome much in the way of large sweeping statements, so what should you be aware of?

Central Investment, one of Scotland's leading firms of independent financial advisers, has further strengthened its team with the appointment of Doreen Baley. 

For the first time in 10 years, the Bank of England announced on Thursday 2 November an increase in UK interest rates.
 
Derek Robertson, managing director at Central Investment, one of Scotland's leading firms of Independent Financial Advisers, discusses the reason behind the rise and explains how it will affect individual homeowners.   

We’re delighted to announce that Lloyd Davies has recently achieved his Chartered Financial Planner status.