Central Investment

The Team

With unrivalled expertise across the whole financial services market, the team at Central Investment take pride in delivering consistently high standards of service, with a longstanding client base that lays testament to this. Professionalism, attention to detail, an extremely high level of expert advice and a comprehensive monitoring service means that client interests are well served and protected.

Our Directors

Derek joined Central Investment in 1998 and has worked in the financial industry for over 35 years, including with a leading bank, a major life and pensions company, as well as an IFA.

Derek is a Chartered Financial Planner providing retirement, pensions and investment advice to business owners, company directors and executives. He also specialises in corporate advice and services, particularly in relation to employee benefits, workplace pension reform and auto-enrolment planning.

Derek Robertson, Managing Director

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Mike is a Chartered Financial Planner and has been with Central Investment since 2009. Prior to joining the company, Mike was a senior consultant with a major life and pension provider and has been in the profession since 1987.

Mike specialises in retirement planning, pensions and investment advice for private clients and is an Associate of the Chartered Insurance Institute.

He also serves as Head of the Investment Committee within Central Investment.

Mike McAnulty, Director

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Bill joined Central Investment in 1999 and has an extensive background in retirement, investment, trust and tax planning, having had management roles with a leading life and pension provider, and also as an IFA.

Bill is also qualified to provide advice to clients on home lifetime mortgage arrangements.

Bill Ellis, Director

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With more than 30 years of experience in the financial industry, Grant has been with Central Investment since 1993. Prior to this, he founded the financial services division of one of the largest legal firms in Scotland.

In addition to providing retirement planning and investment advice to private clients, Grant is also qualified to provide mortgage advice.

Grant Allan Ronald, Director

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Our Advisers

David Wishart, Adviser

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With more than 30 years of experience in financial services, David joined Central Investment in 2011 as a Financial Adviser. Previously, he had his own financial services business after over 20 years’ service with a leading life and pensions provider.

David specialises in all areas of financial planning including wealth management, pre-and post-retirement and protection.

Lloyd Davies, Adviser

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Lloyd is a Chartered Financial Planner and has been with Central Investment since 2012. He specialises in offering private client advice in investment, savings and retirement planning,

Prior to joining Central Investment Lloyd worked in mortgages and financial planning for a global bank and also the UK's largest building society.

Lloyd holds the Diploma for Financial Advisers (DipFA), the Certificate in Mortgage Advice and Practice (CeMAP), and sits on the company’s Investment Committee.

As a member of Consensus Scotland, Lloyd is specially trained in Collaborative Practice, a voluntary dispute resolution process in which separating couples come to an agreement without resorting to litigation.

Joyce Massie, Adviser

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Joyce joined Central Investment Services in 2014 and has worked in the Financial Services Industry for more than 10 years.

Joyce holds the Diploma in Financial Planning (Dip PFS), the Certificate in Mortgage Advice and Practice (CeMAP) and is a member of the Personal Finance Society.

Joyce specialises in offering advice to Private Clients in Retirement Planning, Pensions and Investments. Joyce's philosophy for good practice is listening to clients, understanding their needs and managing their expectations.

Wayne Baber, Adviser

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Wayne joined Central Investment in 2015 as a Chartered
Financial Planner, following more than 15 years'
experience in senior positions with a number of leading
financial firms.

As a Chartered Financial Planner with a Diploma in
Financial Planning (Dip PFS), Wayne will be focusing his
extensive financial planning experience on private clients.
Wayne is a strong communicator and always aims to
connect with his clients, ensuring he fully explains all
terminology whenever possible and simplifies things if
necessary when discussing financial matters.

Keith Hay, Adviser

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Keith joined Central Investment in 2008. Prior to this, he worked in mortgage services and financial advising and has more than 30 years of mortgage experience.

Keith holds a Certificate in Mortgage Advice and Practice (CeMAP) and specialises in all forms of residential issues including main residence, shared ownership, shared equity schemes and lifetime mortgages. Clients say he simplifies the process of buying a property by taking the stress out of the process and taking time to explain mortgage needs and objectives.

Alister Link, Adviser

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Alister joined Central Investment in 2016 as a Financial Adviser, having previously spent over 20 years advising clients locally, including 14 years running his own financial services business. He holds the Diploma in Financial Planning (DipPFS), as well as the Certificate in Mortgage Advice and Practice (CeMAP) and is currently working towards achieving chartered status.

Alister enjoys developing an understanding of his client’s changing needs over the long term and he is passionate about helping clients to achieve and maintain the lifestyle they want, both while they are working and after they retire.

How We Can Help You

We can provide financial services including retirement and pension planning, inheritance tax planning, house purchases, long term care, employee benefits, group pensions and auto enrolment.

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PRIVATE CLIENT SERVICES

The Central Investment approach is client centred, not product driven, which puts your current position, financial goals and future aspirations at the heart of the process.

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CORPORATE SERVICES

At the heart of our approach is the belief that delivering professional, impartial advice will add real value to your business. At Central Investment, our client retention is amongst the best in the industry.

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